As the CEO, I specialize in risk management and consumer credit consultation, working with clients such as banks and credit unions. As a proud U.S. Armed Forces veteran, I am passionate about empowering service members, veterans, and students to make informed financial decisions through interactive seminars and educational initiatives. I focus on helping individuals navigate challenges like building credit during life emergencies, understanding non-traditional credit, and managing student loans. I am also the author of The Credit Web, a workbook designed to simplify the complexities of personal finance.